You enter into a contract with an insurance company when you purchase a policy. You agree to pay them premiums in exchange for insurance benefits. What happens when the insurance company doesn’t fulfill its legal obligations?
The answer: you call a bad-faith insurance lawyer in Oklahoma City, like those from the law firm of Talley, Turner, Stice & Bertman. We represent clients in the Oklahoma City area from our office in Norman. We also represent clients in the counties of Oklahoma, Cleveland, McClain, Canadian, Grady, and Garvin.
Policyholders in the Oklahoma City area routinely face delays, underpayments, or denials of their valid claims. However, insurance policies are legally enforceable contracts. Denials and underpayments are often business decisions rather than neutral evaluations of the facts. Our law firm’s bad faith insurance lawyers don’t negotiate for favors — we demand that insurers meet their obligations.
If your insurance claim has been denied, delayed, or underpaid, contact Talley, Turner, Stice & Bertman for a consultation with a denied insurance claim attorney in Norman.
You rely on insurance companies after a severe accident or following an unexpected misfortune. So, when they do not hold up their end of the deal, it can feel like they have abandoned you and cheated you out of what you deserve. This betrayal can sting even more if the insurance company tries to convince you that your lack of insurance law knowledge led to your denied claim.
At the law firm of Talley, Turner, Stice & Bertman, we provide diligent legal services for people who have been wrongfully denied insurance claims or who have suffered bad faith insurance decisions. Our knowledgeable personal injury lawyers understand how insurance companies work behind the scenes and how to pursue the compensation you’re owed.
Your claim denial does not have to be the end of the road. It is vital that you discuss your accident and denied claim with a bad faith insurance attorney from a reputable law firm like Talley, Turner, Stice & Bertman as soon as possible. You’ll likely get better results if you contact one of our knowledgeable attorneys before speaking with the insurance company or its adjusters. If you attempt to resolve your denied claim without an experienced lawyer, you can cause irreparable damage to your case. Insurance companies have made a habit of twisting injured people’s words to give them as little compensation as possible.
Our legal team has stood up for wronged clients for years, and we know what it takes to make your voice heard. What’s more, we will work directly with you to ensure that our pursuit aligns with your goals. We know the tricks that insurance companies attempt to use and will fight for the best possible outcome for your case.
An insurance company is allowed to dispute a claim it believes is improper, false, or not supported by appropriate documentation. However, insurers have a legal duty to treat their customers with good faith and fair dealing.
There’s a difference between a single human error and a pattern of behavior.
While a low settlement offer by itself does not qualify as acting in bad faith, one made in conjunction with other actions can reveal a pattern of bad faith insurance practices.
Denied claim and bad faith cases are complicated because of the intricate legal and factual issues involved, such as:
Fighting a bad faith claim or a denial requires a strategic legal approach, for which you’ll need a skilled lawyer. Don’t try to handle this type of claim yourself.
You may not need a lawyer to tell you if you’re the victim of bad faith.
These are not customer service issues. They are warning signs of bad faith on the part of the insurance company. If you experience them, call a lawyer from a reputable law firm right away.
While you might be tempted to try to work things out yourself, your wisest move is to hire an attorney as soon as you get that denial letter to minimize risks associated with your claim.
One risk is giving the insurer a recorded statement. If you feel you must give them a statement, or if the policy requires that you do so, talk to your lawyer first and have them with you when you give the statement. Insurers have scripted their questions in ways that will elicit answers that they can later use against you to minimize or deny your claim.
Your lawyer can also prevent the insurance company from conveniently “losing” the evidence you’ve provided, or reframing that evidence so that it reduces or refutes your claim to benefits. An experienced lawyer will ensure that you meet all deadlines under Oklahoma law so the insurance company can’t use missed deadlines to deny your claim.
An attorney will also prevent you from accidentally waiving your right to additional benefits by signing a premature settlement agreement and fight back if the insurance company claims that a partial payment was the entire amount you were owed.
At Talley, Turner, Stice & Bertman, our team in Norman prepares for litigation right away. We will analyze your insurance policy and any endorsements, review correspondence from the claims adjuster, and reconstruct the timeline from the date of the incident that precipitated the claim through to your last communication with the insurer. We’ll consult expert analysts as necessary and identify any legal violations.
These steps put us in a position to litigate your case as quickly and efficiently as possible. We will always be available to answer your questions.
When you receive the denial letter from the insurance company, a new series of challenges lies before you.
When you work with the Norman-based law firm of Talley, Turner, Stice & Bertman, you get a team that will handle your claim in a predictable way so that you know what’s happening at all times.
Bad faith claims don’t happen to you every day, so you no doubt have questions. We’ve answered the ones we most often hear for your information.
An Oklahoma City insurance company acts in bad faith when it unreasonably delays, denies, or underpays a valid claim. Oklahoma’s Unfair Claims Settlement Practices Act prevents insurers from engaging in unfair practices and outlines procedures for settling claims.
Yes, you can, if the insurer’s denial was unreasonable or not based on a legitimate dispute.
Oklahoma law gives you two years from the date of the act of bad faith to file a lawsuit against the insurance company.
Our extensive background with Oklahoma personal injury and insurance law has uniquely prepared us to handle the challenges of your case. You can learn more about how we can help you by arranging a consultation with one of our experienced lawyers. We serve clients in the Oklahoma City area and in the counties of Oklahoma, Cleveland, McClain, Canadian, Grady, and Garvin. Reach out to our Norman office by calling 405-913-4473 or contacting us online.
